Emergency Life Insurance Consultation
When life insurance can't wait - immediate consultation and expedited processing available
Available 24/7 for True Emergencies • Response Within 30 Minutes
When You Need Life Insurance Immediately
Terminal Diagnosis
- • Cancer diagnosis
- • Heart disease
- • Neurological conditions
- • Limited time to qualify
Time-sensitive: Apply before treatment begins
Family Emergency
- • Sudden death of spouse
- • Breadwinner hospitalized
- • Family financial crisis
- • Immediate protection needed
Same-day consultation available
Job Loss/Divorce
- • Lost employer coverage
- • Divorce proceedings
- • Income reduction
- • Coverage gaps
Protect coverage during transitions
Time-Sensitive Opportunities
- • Open enrollment ending
- • Rate increase notices
- • Age milestone approaching
- • Health changes expected
Lock in rates before changes
Business Emergencies
- • Key person illness
- • Partnership disputes
- • Loan requirements
- • Business sale pending
Protect business operations
Life Changes
- • New baby coming
- • Marriage/remarriage
- • Home purchase
- • Adoption process
Secure coverage before changes
Emergency Response Process
Immediate Contact
Call (251) 802-3700 or submit emergency form. Response within 30 minutes during business hours, 2 hours evenings/weekends.
Rapid Assessment
Quick phone consultation to understand your situation and identify the fastest path to coverage. Options presented within 1 hour.
Expedited Processing
Same-day application submission with expedited underwriting requests. Many policies can be approved within 24-48 hours.
Emergency Consultation Request
For true emergencies, call (251) 802-3700 immediately.Use this form for urgent situations that need same-day response.
Emergency Contact Information
Available 24/7 for true emergencies
When to Call Immediately:
- • Terminal diagnosis received
- • Sudden death of family breadwinner
- • Coverage expiring within days
- • Medical emergency affecting insurability
- • Business partner emergency
Emergency Response Times:
Business Hours (8 AM - 8 PM): 30 minutes
Evenings/Weekends: 2 hours maximum
True Emergencies: Immediate response
What I Can Do:
- • Same-day application processing
- • Expedited underwriting requests
- • Multiple carrier options
- • Temporary coverage arrangements
- • Weekend and evening consultations
Charles McCorquodale
Licensed Insurance Agent
Alabama Insurance License • HealthMarkets Licensed Agent
12+ Years Experience
Specializing in emergency and time-sensitive life insurance situations
3000+ Families Served
Throughout Dothan, Enterprise, Ozark, Eufaula and surrounding areas
Emergency Consultation Guarantee
Every emergency consultation is free with no obligation. I understand that urgent situations require immediate attention and personalized solutions.
Don't Wait When Life Insurance Can't Wait
Every day matters when you need life insurance protection urgently
Charles McCorquodale • Emergency Life Insurance Specialist
Available 24/7 for True Emergencies • Serving Alabama Since 2012