McCorquodale Health & Life Insurance

Information We Collect

Personal Information

We collect information you provide directly to us, including:

Name, address, phone number, and email address
Date of birth and Social Security number (for insurance applications)
Health information (as required for life insurance underwriting)
Financial information (income, assets, debts)
Beneficiary information
Employment and occupation details

Automatically Collected Information

IP address and device information
Browser type and operating system
Pages visited and time spent on our website
Referring website information

How We Use Your Information

We use your personal information for the following purposes:

Insurance Services: To provide quotes, process applications, and service your insurance policies
Communication: To respond to your inquiries and provide customer service
Legal Compliance: To comply with Alabama insurance regulations and federal requirements
Business Operations: To improve our services and website functionality
Marketing: To send you information about insurance products and services (with your consent)

Information Sharing and Disclosure

We may share your information in the following circumstances:

Insurance Companies: With insurance carriers to obtain quotes and process applications
Service Providers: With third-party vendors who assist in our business operations
Legal Requirements: When required by law, regulation, or legal process
Business Transfers: In connection with a merger, acquisition, or sale of assets
Consent: With your explicit consent for other purposes

We do not sell your personal information to third parties for marketing purposes.

Data Security

We implement appropriate security measures to protect your personal information:

SSL encryption for data transmission
Secure servers and databases
Access controls and authentication
Regular security assessments
Employee training on data protection

Your Rights and Choices

You have the following rights regarding your personal information:

Access: Request access to your personal information
Correction: Request correction of inaccurate information
Deletion: Request deletion of your information (subject to legal requirements)
Opt-out: Unsubscribe from marketing communications
Portability: Request a copy of your information in a portable format

To exercise these rights, contact us at (251) 802-3700 or charles@alabamacares.com

Cookies and Tracking

Our website uses cookies and similar technologies to:

Remember your preferences and settings
Analyze website traffic and usage patterns
Improve website functionality and user experience
Provide relevant content and advertisements

You can control cookies through your browser settings, but some website features may not function properly if cookies are disabled.

Alabama Insurance Regulations

As a licensed Alabama insurance agent, we comply with all state regulations regarding:

Privacy of consumer financial information
Disclosure requirements for insurance transactions
Record retention and data protection standards
Consumer rights and complaint procedures

Alabama Department of Insurance: For questions about insurance regulations or to file a complaint, contact the Alabama Department of Insurance at (334) 269-3550 or visit www.aldoi.gov

Changes to This Policy

We may update this Privacy Policy from time to time. We will notify you of any material changes by posting the new policy on our website and updating the "Last Updated" date. Your continued use of our services after any changes constitutes acceptance of the updated policy.

Contact Information

If you have questions about this Privacy Policy or our privacy practices, please contact us:

McCorquodale Health & Life Insurance

Phone: (251) 802-3700

Email: charles@alabamacares.com

Serving: Dothan, Alabama and Wiregrass Region

Privacy Policy